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As of October 2025, the UK mortgage and protection markets are showing cautious stabilisation, alongside notable new product enhancements and regulatory-driven consumer initiatives. Mortgage Market and Rate Trends Moneyfacts reports that UK fixed mortgage rates have risen for the first time in eight months — the average two-year fixed rate edged up from 4.96% to 4.98%, and five-year deals increased from 5.00% to 5.02%. This marks a shift after prolonged declines, driven by vo

Why It Matters More Than You Think Nobody likes thinking about serious illness. It's up there with thinking about death and taxes on the list of things we'd all rather avoid. But here's the uncomfortable truth: critical illness doesn't care whether you've thought about it or not. Every year, thousands of people in the UK face diagnoses that completely upend their lives. Cancer. Heart attacks. Strokes. Multiple sclerosis. The list goes on. And whilst medical treatment has neve

Why You Need a Mortgage Advisor: Making Home Buying Easier There's a special kind of stress that comes with trying to get a mortgage. You'd think borrowing money to buy a home would be straightforward enough, but somehow it manages to be simultaneously confusing, time-consuming, and absolutely exhausting. You've got income multiples to calculate, deposit requirements to meet, credit scores to worry about, and a frankly bewildering array of mortgage products to choose from. Fi

The Safety Net Nobody Thinks About Until It's Too Late Picture this: you're going about your normal day when suddenly everything changes. An accident. A serious illness. A diagnosis you weren't expecting. And just like that, work becomes impossible. Most of us have insurance for our cars, our homes, even our phones. But what about the thing that actually pays for all of it? Your ability to earn an income is almost certainly your most valuable asset, yet it's the one thing mos

Let's be honest: most people would rather do almost anything than think about mortgages and protection policies. There's something about financial planning that makes even the most capable adults want to stick their heads in the sand and hope everything just sorts itself out. But here's the thing. Life happens. And when it does, you'll be incredibly grateful you had a conversation with someone who actually knows what they're talking about. That's where Oasis Prime  comes in,